Terms of Use

Last Updated: May 27, 2026

1. Agreement to Terms

By accessing or using the Vbex Divet website (vbexdivet.pro) and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

2. Description of Services

Vbex Divet provides strategic analysis and consulting services focused on artificial intelligence's economic impact across Singapore and Southeast Asia. Our services include research reports, advisory consultations, workforce assessments, and industry-specific analysis.

3. Intellectual Property Rights

3.1 Our Content

The website and its original content, features, and functionality are owned by Vbex Divet and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

This includes but is not limited to:

• Written content and analysis
• Graphics, logos, and design elements
• Proprietary methodologies and frameworks
• Research data and insights
• Software and code

3.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. This license does not include:

• Reproducing, distributing, or publicly displaying content without authorization
• Modifying or creating derivative works
• Using content for commercial purposes
• Removing copyright or proprietary notices

4. User Responsibilities

4.1 Acceptable Use

You agree to use the website only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any applicable local, national, or international law
• Transmit any harmful code, viruses, or malicious software
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the website's functionality
• Impersonate another person or entity
• Engage in data mining, scraping, or automated data collection
• Use the website to distribute spam or unsolicited communications

4.2 Account Security

If you create an account or access client portals, you are responsible for maintaining the confidentiality of your credentials and all activities under your account. You must notify us immediately of any unauthorized access.

5. Service Terms and Engagement

5.1 Service Agreements

Specific services are governed by separate written agreements that supplement these Terms. In case of conflict between these Terms and a service agreement, the service agreement prevails.

5.2 Pricing and Payment

All prices are stated in Singapore Dollars (SGD) unless otherwise specified. Prices are subject to change without notice, though changes will not affect confirmed service engagements with executed agreements.

Payment terms are specified in individual service agreements. Late payments may incur interest charges and may result in service suspension or termination.

5.3 Refunds and Cancellations

Refund and cancellation policies are specified in individual service agreements. Generally, fees paid for completed work or work in progress are non-refundable.

6. Disclaimers and Limitations

6.1 No Warranty

The website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that:

• The website will be uninterrupted, timely, secure, or error-free
• The results obtained from use will be accurate or reliable
• The quality of any products, services, information, or materials will meet your expectations

6.2 Professional Advice Disclaimer

Our analysis and insights are for informational purposes and should not be construed as professional financial, legal, or business advice. You should consult qualified professionals before making decisions based on information provided by Vbex Divet.

We make no representations or warranties regarding the accuracy, completeness, or timeliness of information provided. Economic conditions and AI capabilities evolve rapidly, and past analysis may not reflect current circumstances.

6.3 Forward-Looking Statements

Our content may include forward-looking statements about AI trends, economic impacts, and industry developments. These are based on current information and assumptions and are subject to risks and uncertainties. Actual outcomes may differ materially from projections or expectations.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Vbex Divet shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the website or services
• Unauthorized access to or alteration of your transmissions or data
• Statements or conduct of any third party on the website
• Any other matter relating to the website or services

In no event shall our aggregate liability exceed the amount you paid us in the twelve months preceding the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless Vbex Divet, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with:

• Your access to or use of the website and services
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit or transmit through the website

9. Third-Party Links and Content

Our website may contain links to third-party websites or services that are not owned or controlled by Vbex Divet. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party websites or services.

You acknowledge and agree that Vbex Divet shall not be responsible or liable for any damage or loss caused by or in connection with use of any such third-party content, goods, or services.

10. Confidentiality

Both parties agree to maintain the confidentiality of any proprietary or confidential information disclosed during the course of service engagements. This obligation survives termination of the relationship.

Confidential information does not include information that:

• Is or becomes publicly available through no breach of this agreement
• Was rightfully in possession before disclosure
• Is independently developed without use of confidential information
• Is rightfully received from a third party without confidentiality obligations

11. Termination

We may terminate or suspend your access to the website immediately, without prior notice or liability, for any reason, including breach of these Terms.

Upon termination, your right to use the website will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

Any disputes arising from these Terms or use of the website shall be subject to the exclusive jurisdiction of the courts of Singapore.

13. Dispute Resolution

13.1 Informal Resolution

Before initiating formal proceedings, parties agree to attempt to resolve disputes through good-faith negotiation for a period of at least 30 days.

13.2 Arbitration

If informal resolution fails, disputes shall be resolved through binding arbitration in Singapore under the rules of the Singapore International Arbitration Centre (SIAC), except where prohibited by law.

14. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through the website or via email to registered users.

Your continued use of the website after changes constitutes acceptance of the modified Terms. If you do not agree to the changes, you must discontinue use of the website.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

16. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by Vbex Divet.

17. Entire Agreement

These Terms, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Vbex Divet regarding use of the website and services, superseding any prior agreements.

18. Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction.

19. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

20. Contact Information

For questions about these Terms, please contact us at:

Vbex Divet
8 Marina Boulevard, #15-07 Marina Bay Financial Centre
Singapore 018981
Email: [email protected]